Contributions
1,086 recent contributions in Hansard
HANSARDFinancial Services Bill (Fifth sitting)I do not think any of us doubt the Minister’s intention to get this right and to recognise that these decisions have a consumer impact. The challenge, which I think we all see, is…24 Nov 2020HANSARD Leaseholders and CladdingHundreds of families in Walthamstow have finally managed to get their foot on the property ladder through shared ownership and now, as a result of this crisis, find themselves in…24 Nov 2020HANSARDTopical QuestionsTomorrow is the International Day for the Elimination of Violence against Women, as declared by the United Nations. British citizen Caitlin McNamara has spoken publicly about…24 Nov 2020HANSARDFinancial Services Bill (Sixth sitting)We should put on the record that the gender pay gap has not slipped but has been abandoned as a commitment by the Government. I hope the Government will rethink that quickly,…24 Nov 2020HANSARDFinancial Services Bill (Sixth sitting)The challenge that the Minister has with these instruments is exactly the issue around the gender pay gap. We were told that that did not need to be written into the legislation,…24 Nov 2020HANSARDFinancial Services Bill (Sixth sitting)If we are recognising that, it is worth noting that other nations that we compete with have already put gender quotas into legislation and beyond doubt, so we are behind our…24 Nov 2020HANSARDFinancial Services Bill (Fourth sitting)Q I take your point that being concerned only with competitiveness is a very narrow view of what is good for the consumer. That piece of regulation does not prevent co-op banks…19 Nov 2020HANSARDFinancial Services Bill (Fourth sitting)Q I want to follow up on a couple of things. First and foremost, Jesse, you were talking about the co-operative banking sector, what we could do, and what would be within the…19 Nov 2020HANSARDFinancial Services Bill (Fourth sitting)Q I am just following up on what the Minister said. He was looking at what he could do to address some of the things that came out of that report. I appreciate that you are not…19 Nov 2020HANSARDFinancial Services Bill (Fourth sitting)Q I was thinking more of asking turkeys whether Christmas was a good idea. I want to follow up on this, because I have been waiting for the Law Commission on another piece of work…19 Nov 2020HANSARDFinancial Services Bill (Fourth sitting)Q Jesse, you may wish to answer this. Fran talked powerfully about mission. Our regulatory structure talks about consumer protection. In previous evidence sessions, we have talked…19 Nov 2020HANSARDFinancial Services Bill (Fourth sitting)Q You suggested there was a small VAT benefit to companies being based in Gibraltar. Obviously, this legislation would remove any other bar in terms of being based in Gibraltar…19 Nov 2020HANSARDFinancial Services Bill (Second sitting)Q May I be cheeky and ask one final question? Obviously, we are talking about where debt has occurred. I would very much welcome your professional opinion about where you see…17 Nov 2020HANSARDFinancial Services Bill (First sitting)Q Do you regret, then, not moving more quickly on the buy now, pay later industry, because that is not regulated by the FCA at the moment, yet that is exactly an industry which we…17 Nov 2020HANSARDFinancial Services Bill (First sitting)Q Perhaps I can come at that question from another angle, because the FCA has been performing this role for several years now. Are there any examples of where the Financial…17 Nov 2020HANSARDFinancial Services Bill (First sitting)Q A final question to you and colleagues. With that in mind, in moments where there has not been as strong an intervention and early in the process of new products coming to the…17 Nov 2020HANSARDFinancial Services Bill (First sitting)Q I should like to explore what you have said, particularly about how the Bill will benefit consumers—after all, we are all concerned about the regulation of financial services…17 Nov 2020HANSARDFinancial Services Bill (Second sitting)Q My colleague, Angela, has asked most of the questions that I wanted to ask. I just want to get a bit of clarity. Clearly, there is the question of whether your members are…17 Nov 2020HANSARDFinancial Services Bill (Second sitting)Q Peter, thank you for articulating so clearly all the different challenges that we face in trying to prevent debt as well as deal with its consequences. I have a couple of…17 Nov 2020HANSARDFinancial Services Bill (Second sitting)Q I am conscious that I have one other element that I want to ask you about, but just on that, let me ask this. You have talked about debt relief orders. Obviously, you can access…17 Nov 2020