Contributions
1,533 recent contributions in Hansard
HANSARDTaxation (Energy and Vehicles) BillMy Lords, it is a pleasure to close this Second Reading debate on the Taxation (Energy and Vehicles) Bill. I am very grateful to the select group of noble Lords for their…14 Jul 2026HANSARDSupply and Appropriation (Main Estimates) BillThat the Bill be now read a second time.14 Jul 2026HANSARDTaxation (Energy and Vehicles) BillThat the Bill be now read a second time.14 Jul 2026HANSARDTaxation (Energy and Vehicles) BillMy Lords, it is a pleasure to open the Second Reading debate on the Taxation (Energy and Vehicles) Bill. The measures contained in the Bill will support businesses across the UK…14 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceI am grateful to the noble Baroness for her question. She is absolutely right in what she said about climate change. The Intergovernmental Panel on Climate Change—the world’s…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceThe Government have already committed significant investment in the transition to net zero, including £2.6 billion to decarbonise transport, £1.4 billion to support the uptake of…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceMy Lords, climate change clearly poses a long-term risk to financial stability and household resilience. The Government’s remit to the Financial Policy Committee ensures that it…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceI am grateful to the noble Baroness for her Question. I am very conscious that she is far more expert in these matters than I am. As she knows, the independent Climate Change…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceIt is a great shame what my noble friend says about the Opposition; with such a significant issue as climate change and the importance of net zero, we want a cross-party consensus…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceThe noble Baroness is absolutely right about the importance of getting on with housing and infrastructure, and that is what this Government are seeking to achieve. She is…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceAs I said, the Climate Change Committee has assessed that the insurance gap is currently low relative to most countries. Flood risk, though, is the most immediate concern for UK…13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceWith the greatest respect, I think it might be both. We have to adapt and take long-term action to get down to net zero, as the right reverend Prelate says. I agree on both points.13 Jul 2026HANSARDClimate Change: Housing Insurability, Mortgage Lending and Financial ResilienceI am grateful to the noble Earl for his support for many of the Government’s measures in this area. As he knows, the Financial Policy Committee is responsible for identifying,…13 Jul 2026HANSARDPension Access Rules: Impact on Terminally IllMy Lords, currently, individuals with a life expectancy of less than 12 months may take a serious ill health lump sum at any age, subject to medical evidence and scheme rules.…30 Jun 2026HANSARDPension Access Rules: Impact on Terminally IllI am very grateful to my noble friend for her question. I agree with her that the current definition for when someone with a terminal illness can access their pension savings is…30 Jun 2026HANSARDPension Access Rules: Impact on Terminally IllI am grateful to the noble Baroness for her ongoing championing of financial education. I know it is something that she feels passionately about and we have discussed it before.…30 Jun 2026HANSARDPension Access Rules: Impact on Terminally IllI am grateful to the noble Baroness for her support for what I said. As she said, unlike a personal workplace pension, which can potentially be drawn down earlier, a state pension…30 Jun 2026HANSARDPension Access Rules: Impact on Terminally IllYes, I think I can; I think that is broadly along the lines of what I covered in my previous answer—that those who are nearing the end of their life should be able to get faster…30 Jun 2026HANSARDPension Access Rules: Impact on Terminally IllYes, I agree with my noble friend, and I am grateful to him for what he says about the review. As he says, individual private pension schemes have their own requirements for…30 Jun 2026HANSARDPension Access Rules: Impact on Terminally IllThere is a great deal in what my noble friend says. Obviously, I cannot prejudge the outcome of the review, but the principles that he sets out for what the definition should look…30 Jun 2026