Contributions
2,217 recent contributions in Hansard
HANSARDFinancial Conduct Authority: Financial InclusionI do not recognise the picture which the noble Lord paints. Our banks and financial services provide an essential service to people up and down the country. They were one of our…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionMy Lords, financial education is covered within both the citizenship and mathematics curricula, and primary schools are strongly encouraged to teach citizenship, including…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionMy Lords, the Government are absolutely committed to taking action on financial inclusion. That is why we have the Financial Inclusion Policy Forum that brings together industry,…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionMy Lords, we are taking action in a number of areas. As we have committed to previously, we will ensure that we legislate to ensure access to cash. There are also some industry…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionAs I am sure my noble friend knows, since 2019 the Government have chaired the Financial Inclusion Policy Forum, which brings together the Government, the FCA, industry and…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionMy noble friend makes a very good point. Financial education should not stop at schools, and the workplace offers a great opportunity to continue that education. For example, with…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionFinancial inclusion is a priority for this Government. Her Majesty’s Treasury and the Financial Conduct Authority already work closely to meet the Government’s aims on tackling…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionMy Lords, I think a noble Baroness before referenced the credit union sector. It does excellent work in supporting people with access to low-cost credit. I am sure that it is part…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionI absolutely welcome that kind of innovative thinking, and the collaboration between the private sector and social enterprises, to support vulnerable consumers. Of course, there…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionThe noble Baroness is right to raise the issue. The Government are taking a number of actions in this area. I previously referred to the pilot of a no-interest loan provision…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionIn addition to the answer which I gave previously, it is also possible for consumers to use Post Office services to carry out many of the functions they need to access banking.…22 Mar 2022HANSARDFinancial Conduct Authority: Financial InclusionMy Lords, the Government are conscious of the poverty premium, and so is the Financial Conduct Authority. We are committed to ensuring that all consumers can access financial…22 Mar 2022HANSARDInternational Women’s Day and Protecting the Equality of Women in the UK and InternationallyNoble Lords deserve to be heard in their contribution to the debate.17 Mar 2022HANSARDHealth and Care BillMy Lords, I think it is worth making two points. The NHS review is of operational guidance and is called privacy, dignity and safety and is reviewing the entirety of delivering…16 Mar 2022HANSARDHealth and Care BillMy Lords, it is NHS England’s responsibility to ensure that its own guidance is compliant with the relevant provisions in the Equality Act and works operationally and effectively.…16 Mar 2022HANSARDHealth and Care BillMy Lords, it may be convenient for the House if I clarify the Government’s position on the amendment at this stage. I am grateful to the noble Baroness for bringing her amendment…16 Mar 2022HANSARDHealth and Care BillMy Lords, I thank the noble Lord, Lord Hunt, for bringing forward a debate on this issue. I reassure him and other noble Lords that the Government absolutely agree that supporting…16 Mar 2022HANSARDHealth and Care BillMy Lords, I thank my noble friend Lady Nicholson for bringing this debate before the House today. I understand the sentiment behind her amendment and I am appreciative of all her…16 Mar 2022HANSARDHealth and Care BillMy Lords, on Report, only short questions of elucidation are allowed.16 Mar 2022HANSARDHealth and Care BillI remind noble Lords that only short questions of elucidation are allowed on Report.16 Mar 2022