Contributions
2,217 recent contributions in Hansard
HANSARDFront-loaded Child Benefit Bill [HL]My Lords, I start by thanking my noble friend Lord Farmer, and my noble friend Lady Berridge, for bringing these amendments in Committee on his behalf. I acknowledge the…02 Dec 2022HANSARDFinancial Inclusion in EnglandMy Lords, as I said earlier, in the Autumn Statement we set out the significant support that this Government are providing to the most vulnerable households. In fact, in the…30 Nov 2022HANSARDFinancial Inclusion in EnglandWe absolutely want citizens to invest more and we have products, for example to help those on lower incomes form saving habits. We also want institutional investors to invest more…30 Nov 2022HANSARDFinancial Inclusion in EnglandI am afraid to say to my noble friend that I do not recall the farthing myself. The Government had a consultation on cash and digital payments in 2018 and the responses strongly…30 Nov 2022HANSARDFinancial Inclusion in EnglandThe Government are conscious of the poverty premium. We have used the Financial Inclusion Policy Forum as somewhere that we can bring together different actors on this. I will…30 Nov 2022HANSARDFinancial Inclusion in EnglandMy Lords, our approach is that accepting cash is a decision for the firms involved. We have taken action to ensure that people can access cash through ATMs and elsewhere. My noble…30 Nov 2022HANSARDFinancial Inclusion in EnglandThe noble Baroness asks a very good question, and I am afraid I will have to double-check and get back to her. The reason that it has traditionally been a DWP and a Treasury…30 Nov 2022HANSARDFinancial Inclusion in EnglandI do not consider that to be affordable at all. We are taking a number of actions in this area. We work closely with Fair4All Finance, the organisation set up to distribute…30 Nov 2022HANSARDFinancial Inclusion in EnglandMy Lords, financial education in England is covered within both the citizenship and mathematics curricula. The Money and Pensions Service has also published financial education…30 Nov 2022HANSARDFinancial Inclusion in EnglandThe Government want to ensure that people, regardless of their background or income, have access to useful and affordable financial products and services. To increase financial…30 Nov 2022HANSARDFinancial Inclusion in EnglandThe noble Lord is right to point to the range of Bills before Parliament that will address this issue. We will not be able to address fraud and scams through financial services…30 Nov 2022HANSARDAutumn Statement 2022My Lords, it is a privilege to open this debate on behalf of the Government and to set out today our plan to tackle the cost of living and to rebuild our economy. I start by…29 Nov 2022HANSARDAutumn Statement 2022There were many questions that noble Lords asked that I did not get to in the time available. Maybe I should write to all those who have participated in this debate to make sure…29 Nov 2022HANSARDAutumn Statement 2022My Lords, I thank all noble Lords for their contributions to this debate. Given the range of expertise that has been contributed today, I will spend my time directly addressing as…29 Nov 2022HANSARDAutumn Statement 2022My Lords, the statistics that I gave referred to overall levels of investment, not expressed as a percentage of GDP. I stand by the figures that I gave to the House.29 Nov 2022HANSARDAutumn Statement 2022I am not sure exactly which bit of what I said the noble Lord wants me to correct. I stated the Government’s record on economic growth since 2010, and I simply referred to the…29 Nov 2022HANSARDAutumn Statement 2022My Lords, there is probably a longer conversation to be had, but I did set out how the profile that we have taken in our approach to consolidation supports growth at this time but…29 Nov 2022HANSARDAutumn Statement 2022That this House takes note of the Autumn Statement 2022.29 Nov 2022HANSARDMoney Laundering Regulations: Politically Exposed PersonsMy Lords, as I have said, we have had an ongoing dialogue with the FCA around the guidelines. In turn, they have had engagement with those that they regulate. I do not have any…28 Nov 2022HANSARDMoney Laundering Regulations: Politically Exposed PersonsI agree with the noble Lord that we should make use of the new powers we have. As I said to the House previously, we have already made a series of amendments to the money…28 Nov 2022