Changes to how insurers issue motor insurance certificates
Proposal to remove the need for insurers to issue a motor insurance certificate when an insurance policy is taken out.
This consultation seeks views on amending the Road Traffic Act 1988 to remove the need for insurers to issue a motor insurance certificate when an insurance policy is taken out. At present the certificate is used as evidence of valid insurance cover and there are circumstances when it must be produced by the insured to demonstrate they have valid cover.
Insurers are required by law to enter details of all motor insurance policies onto the motor insurance database (MID). This consultation document considers using the MID as the single source for checking if insurance cover is in place and considers what further changes and developments are needed to make this work.