This Order brings into force certain provisions of the Financial Services (Banking Reform) Act 2013 (c. 33) (“the Act”) relating to the conduct of persons working in the financial services sector, to enable the Prudential Regulatory Authority and the Financial Conduct Authority to consult on and make the rules provided for in Part 4 of the Act (conduct of persons working in financial services sector), and to issue the statement of policy required by section 27. This is the fifth commencement order to be made under the Act.