These Regulations amend the Child Trust Funds Regulations 2004 (S.I. 2004/1450) (“Child Trust Funds Regulations”) to provide for, when no instructions are received from the holder of a child trust fund, an account provider to transfer all the investments under a child trust fund held by a person immediately before his or her 18th birthday to a protected account under section 7B of the Child Trust Funds Act 2004 (c. 6),