PETITIONClosedPetition · petition.parliament.uk
Require car insurance companies to insure the car, not the driver
We believe car insurance companies should be required to insure cars only, rather than individual drivers.
Last fetched 03 May 2026 · petition.parliament.uk
Signatures
70
signatures
Government response threshold (10,000) · 70/10,000
Debate threshold (100,000) · 70/100,000
Background
The current UK system ties insurance mainly to drivers, which we believe makes premiums unfairly high for young and occasional drivers, and complicated for families sharing cars. We believe insuring the car instead would simplify coverage, reduce costs for households, and bring the UK closer to systems used in other European countries.