Introduce a Home Ownership Savings Account with tax relief for first-time buyers

We think this would support responsible saving and social mobility Many people who work hard and progress into higher earning roles still cannot buy a first home due to factors such as high tax, rising rents and large deposit requirements. We believe home ownership has declined sharply among working professionals, especially those without inherited wealth. A savings account like this could give first-time buyers a fair way to build a deposit, reduce rental pressure and support genuine social mobility.