Stop Insurers Increasing Premiums for Verified Non-Fault Accidents
Require insurers to exclude verified non-fault accidents from premium calculations. -Limit the retention period for non-fault claims in the Claims and Underwriting Exchange database to a maximum of 2 years. -Ensure transparency so drivers can prove non-fault claims and avoid unjust premium hikes.
Signatures
6
signatures
Government response threshold (10,000) · 6/10,000
Debate threshold (100,000) · 6/100,000
- 29 AUG 2025Petition rejectedduplicate
You may wish to sign this petition which calls for a similar action: https://petition.parliament.uk/petitions/734784
- 14 AUG 2025Petition created
Background
UK insurers often raise premiums after non-fault accidents, including collisions with uninsured drivers. Even with proof of innocence, drivers face higher costs. This is unfair:
- Drivers had no control,
-They already bear repair and stress costs, and
- Careful driving is penalised while risky behaviour is not.
Verified non-fault claims should not affect premiums.