Launch a crowdlending service for Government borrowing

Users- individual people or businesses- would be able to support the public investment they want to see and receive a return We understand the Government needs to borrow to invest. However, we feel that this leaves it at the mercy of private investors who may charge high interest rates or as with PFI, may include conditions on the loan. We think that borrowing more directly from the general public would allow lower interest rates, fewer conditions and would also return money back into the local economy, rather than disappearing it abroad. Ideally we would like this system to be the first port of call for borrowing before going to banks, investors etc