Change car insurance rules so one policy covers the vehicle not just the driver.
Update UK car insurance laws to allow any household member to drive a car under one policy, like in other European countries.
Signatures
7
signatures
Government response threshold (10,000) · 7/10,000
Debate threshold (100,000) · 7/100,000
- 14 OCT 2025Petition rejectedalready-happening
The law on car insurance already allows multiple people to be added to an insurance policy so they can drive the same car.
- 20 SEPT 2025Petition created
Background
In the UK, multiple drivers in a household must each have separate insurance, even for the same car. This system penalises families, young drivers, and low-income households, while insurance companies profit. Europe uses vehicle based insurance, which is fairer and more affordable.