Banks Must Give Clear Reasons and Appeal Rights When Closing Accounts
Require banks to provide clear written reasons for account closures, give customers reasonable notice, and guarantee a fair right of appeal reviewed independently. Ensure regulatory oversight so lawful individuals and businesses are not denied banking services without transparency or due process.
Signatures
7
signatures
Government response threshold (10,000) · 7/10,000
Debate threshold (100,000) · 7/100,000
- 20 FEB 2026Petition rejectedno-action
This change may already be covered by announced Government action: https://www.gov.uk/government/news/millions-of-people-and-businesses-protected-against-debanking If the action you are seeking is not covered by this announcement you can submit a new petition, explaining what you think the Government should do differently.
- 22 JAN 2026Petition created
Background
Introduce legal requirements forcing banks to give clear, specific written reasons when closing customer accounts, except where strictly prohibited by law. Customers must receive reasonable notice and have a guaranteed right to appeal through an independent review. Regulators should oversee closures to prevent unfair, arbitrary, or discriminatory financial exclusion of lawful individuals and businesses.