My Lords, as announced in the recent levelling-up White Paper, we will shortly launch a new government task force on the issue of older people’s housing. It will look at ways to provide better choice, quality and security of housing for older people. This work will be taken forward in partnership with the Department of Health and Social Care and sector experts. Further details will be announced in due course.
My Lords, I thank the Minister for that Answer. Does she agree that the integrated retirement community model needs to be expanded and to receive additional funding from Homes England if we are to ensure that older people are given the opportunity to live in appropriate housing that fits their needs?
I pay tribute to the noble Baroness for the work that she has done in this area in championing this cause. The Government are committed to further improving the diversity of housing options available to older people. We believe that offering older and more vulnerable people a better choice of accommodation to suit their changing needs can help them to live independently and feel more connected to their communities. Boosting the supply of a range of specialist housing for older people, including housing with care, will be key to achieving this aim.
My Lords, it has been estimated that some 3 million pensioners would like to downsize but cannot do so because of the lack of suitable housing, with only some 7,000 homes for the elderly being built each year. Local authorities use Section 106 to require developers to build homes for first-time buyers. Could not that section also be used to build homes for last-time buyers, thereby freeing up their homes for families?
My noble friend makes a very good point. The need to provide housing for older people is critical. People are living longer lives, and the proportion of older people in the population is increasing. In mid-2016, there were 1.6 million people aged 85 and over; by mid-2041, this figure is projected to double to 3.2 million. Offering older people a better choice of accommodation to suit their needs can help them to live independently for longer. Therefore, an understanding of how the ageing population affects housing needs is something we need to consider from the early stages of plan making through to decision-taking. On using Section 106 agreements to require developers to build appropriate housing for last-time buyers, I am sure this is something the task force may well consider.
My Lords, nearly one in three social housing tenants is over 65, and housing associations provide three-quarters of supported housing. What steps are the Government taking to ensure that housing associations have a voice in the new task force for older people’s housing?
The new task force will encompass a range of views from across the industry, from investment to housebuilders to local authorities, and will be led by Stuart Andrew, Minister at DLUHC, assisted by Gillian Keegan, Minister at the Department of Health and Social Care. All these issues will be looked at. I understand that the first meeting is likely to take place just after the Recess.
Lord Flight (Con)
My Lords, the Government will be aware that, in urban areas, there are still large numbers of older people living in high-rise buildings. Will it be a programme of government to change that?
As I said, the Government will be looking at all ways of making sure that we have an appropriate housing stock for older people, ranging from supporting people in their own homes to giving them the opportunity of going to live in supported villages with on-site care. I agree that it may not be ideal to be in a high-rise block, but it has to be a matter of choice for the individual.
My Lords, will the noble Baroness join me in paying tribute to the almshouse movement and the fantastic work it does on accommodation for older people? I refer the House to my interests in the register. Will she agree to come along to visit the United St Saviour’s almshouses that have been built on Southwark Park Road, of which I am very proud to be a trustee? These are fantastic, 21st-century homes for older people, freeing up council homes that can be let to families.
I thank the noble Lord for raising that issue. I would be delighted to visit. I am sure the almshouse movement should also be feeding its ideas into the task force. It is a special movement that has survived over many years, and I am sure its voice would be valued.
My Lords, a home that seems perfectly fine for someone aged 70 quickly becomes difficult as they approach 80. Many are at a loss, and advice and choice are not always easy to find, especially for those who do not have access to the internet. When does the Minister expect the task force to be up and running?
As I said, the complete membership of the task force, which is to be led by Stuart Andrew, is still being put together. All I have managed to push the department to say is that it will be meeting for the first time shortly after the Recess.
My Lords, the task force, which was first announced on 25 May last year, is indeed very welcome. Will the Minister confirm that it will consider all the options here, including shared ownership housing for older people, which is the subject of an inquiry I am currently chairing by the APPG on Housing and Care for Older People? Could shared ownership be the answer for those in the squeezed middle who cannot afford to buy somewhere more suitable but for whom there is no social rented housing available?
I pay tribute to the work of the noble Lord, Lord Best, in this space. As I said, the task force will be looking at all these issues. The noble Lord will be aware that, in April last year, the Government launched a new model of shared ownership, specifically targeted at older people—it is in fact called older people’s shared ownership. The parameters it set reduced the minimum share required for ownership from 25% to 10% of a home’s market value, so lowering the cost of the deposit required. It introduced new staircasing arrangements to make it easier for a homeowner to purchase more of their home, and implemented a new tenure initial repair period, during which the housing provider is required to support homeowners in new-build homes with the cost of maintenance and repairs. We also extended the minimum lease term from 99 years to 990 years, which will prevent homeowners having to pay to extend their lease.