[Relevant documents: Seventh Report of the Transport Committee of Session 2022-23, Self-driving vehicles, HC 519, and the Government response, Session 2023-24, HC 264.]
I beg to move, That the Bill be now read a Second time.
As hon. Members know, most journeys take place on our roads. About 86% are made by cars, taxis and vans, but in the over 100 years since the invention of the car, despite our vehicles becoming better, safer and now cleaner, one aspect of driving has remained constant: the driver has always controlled the vehicle. In future, things may be different. For all or part of a driver’s journey, self-driving vehicles will free them from that responsibility, improving the lives of the millions of people who are unable to drive; boosting connectivity for rural communities across the country; transforming freight, be it long haul or last mile; and above all, making our roads safer.
As the Secretary of State knows, insurance premiums have been going through the roof recently—the costs are astronomical. What impact does he expect automated vehicles to have on insurance premiums?
If the hon. Gentleman will allow me to make a little progress, I will speak about how one centrepiece of the Bill and of our approach is the safety not just of the automated vehicle and its occupants but of other road users, particularly vulnerable road users. I will come on to that point; if the hon. Gentleman does not feel that I have covered it, he should feel free to intervene again.
We are on the cusp of a transport revolution, and Britain is very much at the wheel of that decision. British companies are developing the self-driving technology; British lawyers are developing the robust new legal frameworks that are being used; and British parliamentarians in this House and the other place can now agree regulation widely seen as among the most comprehensive in the world. The goal is clear: we want to make this country the natural home for the self-driving vehicle industry, and this Bill is the next stop on that journey.
Ben Everitt (Milton Keynes North) (Con)
It will not surprise my right hon. Friend that I am speaking up for Milton Keynes on this subject. This is a huge global opportunity for Britain, worth £350 billion, and Milton Keynes is often the testbed of this technology. It is a beautiful, vibrant city that is going places—except perhaps in the eyes of the producers of last night’s “EastEnders”—so does he agree that when we get this technology, we will be able to roll it out because we have tested it in places such as Milton Keynes?
I thank my hon. Friend for speaking powerfully for his constituency. He is right: those developing this technology will want to roll it out carefully and thoughtfully, and they will want to do that in specific places in the United Kingdom. He has just made a powerful bid for Milton Keynes to be at the centre of that.
Gearing Britain up for a self-driving future has been the work of years. In 2015, our world-leading code of practice enabled self-driving vehicle trials in the UK. We passed the Automated and Electric Vehicles Act 2018, which codified insurance in this area for the first time and recognised the importance of that, as the hon. Member for Carmarthen East and Dinefwr (Jonathan Edwards) said earlier. In that same year, we kicked off a Law Commissions review on a legal and safety framework for self-driving vehicles—
Let me just set out what that review did, then I will take an intervention from the hon. Gentleman, who is an esteemed member of the Select Committee. It convened legal minds from across the country, launched three rounds of public consultation, sifted through hundreds of written responses and produced more than 70 recommendations, which now underpin this legislation.
I am grateful to the Secretary of State for giving way. These are really important points, as is the clarification sought by the hon. Member for Carmarthen East and Dinefwr on insurance liability. Can I ask the Secretary of State about the arrangements for the compensation of victims of any collisions that are caused by uninsured automated vehicles? He mentioned the Automated and Electric Vehicles Act 2018, but that legislation does not mention this point. This Bill represents an opportunity to address that. Will the Secretary of State set out how we are going to do that, or are we missing an opportunity?
The hon. Gentleman is right to raise that point. We have arrangements in place for vehicles with human drivers who are uninsured, and we are working with the Motor Insurers’ Bureau on the arrangements that will be in place. I would envisage analogous arrangements for self-driving vehicles that are uninsured, to make sure that if they are involved in accidents, any victims of those accidents are able to receive reimbursement in the same way as happens now for the victim of an uninsured driver. We already have arrangements, and I would envisage analogous arrangements. We are already having those conversations, but if the hon. Gentleman has more to say on that, either today or in Committee, I will be delighted to hear from him—
I am grateful to the Secretary of State for that clarification, but this is a whole new world where we will be relying on AI, software and so on. How would an insurer prove that a vehicle was being driven autonomously rather than by a driver? Under the provisions of the Bill, would the insurer have access to the data so that they could analyse it and see whether an individual was in charge of a vehicle or whether it was being driven autonomously?
I will come on to that in my speech, but I will answer the hon. Gentleman’s specific questions. From the point of view of any person needing to make a claim, the insurer will be liable whether the vehicle is in self-driving mode or the user is in charge. What happens subsequently, regarding whether the manufacturer, the software provider or whoever has to pony up the money, is a matter for the insurer to argue about with them. That will not impact the victim, who will be paid by the insurer.
On the hon. Gentleman’s important point about data, we discussed this last week when I met a roundtable of those involved in the industry, including road safety campaigners and those in the insurance industry. The Bill will ensure that the data can be shared, and the insurance industry is keen for that to happen so that it can properly price the risk. I will say more about this when I talk about the safety framework, but there is a real opportunity here because most road traffic collisions are caused at least in part by human error. The track record of self-driving vehicles shows that this is an opportunity to improve road safety, which is important not just for those who use vehicles but for other road users. There is a balance to strike here. We need to capture that benefit but also ensure that we do not leave anyone exposed without protection, as the hon. Gentleman rightly set out.
On the point the Secretary of State has just been discussing, presumably the details of all journeys undertaken by automated vehicles will be recorded. Where will that data be stored, and who will have access to it? Could someone access that information for non-driving reasons—for example, someone involved in divorce proceedings or an employer in an employment tribunal?
My right hon. Friend should note that data for these purposes will be protected in the usual way. Data has to be used for the purposes for which it was gathered. There are legal processes for who has access to it, as well as those we will set out specifically for driving purposes. The other things he mentioned will be governed by the usual laws that govern the use of data. I do not want to dwell on those specifics, but they are already covered by existing data protection legislation for the devices that people have in vehicles to monitor their progress or for mobile phones.
I would like to start with safety. Anyone stepping into a self-driving vehicle will reasonably ask: “Can this car consistently drive safety? Will the law protect me if there is an accident? Is the manufacturer regulated and can they be held to account?” Under this legislation, the answer to each of those questions will be yes. The Bill has been built on a bedrock of safety, protecting not just the driver inside the car but road users outside the vehicle.
As I mentioned in answer to the hon. Member for Easington (Grahame Morris), I chaired a roundtable with road safety groups last week and explained how we are holding self-driving vehicles to a higher safety standard than the average human driver, guided by principles we will soon consult on; how these vehicles must meet rigorous technical requirements before rolling off production lines and being authorised for our roads; and how we will tackle misleading marketing, with new offences for companies that seek to blur the line between true self-driving and driver assistance.
That gets to the nub of the point. Because these vehicles are going to be automated, they will be governed by an algorithm written by a human being somewhere remote from where an accident might occur. How do we determine whether the primary purpose of that algorithm is to protect the person in the car or someone outside the car, such as a pedestrian or a child crossing the road? How does the algorithm make a choice in those circumstances?