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Lifelong loan entitlement

Seeking views on a lifelong loan entitlement for use on modular or full-time study at higher technical and degree levels, in higher and further education providers.

Last fetched 03 May 2026 · gov.uk
Detail

We’d like your views on the introduction of the lifelong loan entitlement as announced by the Prime Minister in his skills speech in September 2020.

From 2025, the lifelong loan entitlement will provide individuals with a loan entitlement to the equivalent of 4 years of post-18 education to use over their lifetime. It will be available for both modular and full-time study at higher technical and degree levels (levels 4 to 6), regardless of whether they are provided in colleges or universities.

We’re seeking views on our ambition, objectives and coverage, together with aspects such as:

  • modularity
  • maintenance
  • quality provision
  • flexible learning
  • credit transfer
  • restrictions based on previous study

Read the Lifelong loan entitlement economic impact assessment.

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