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Regulating individual conduct in banking: UK branches of foreign banks

This consultation seeks views on whether to extend the Senior Managers and Certification Regime to UK branches of foreign banks.

Last fetched 03 May 2026 · gov.uk
Detail

The Financial Services (Banking Reform) Act 2013 put in place the legal framework for the government’s reforms (the “Senior Managers and Certification Regime”) to strengthen the regulation of individuals who work in the UK banking sector. The Act also gave the Treasury the power to extend the reforms to cover UK branches of foreign banks and investment firms by statutory instrument and imposed an obligation to consult representative organisations and other appropriate persons.

This consultation invites responses on the attached draft order which would apply the Senior Managers and Certification Regime to UK branches of foreign credit institutions and to foreign investment firms that carry on the regulated activity of dealing in investments as principal in the UK and are regulated by the Prudential Regulation Authority (PRA).

Who should read this

Foreign banks and investment firms operating in the UK, trade associations and other representative organisations, individuals who work in foreign banks and investment firms, customers of foreign banks and investment firms.

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