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Amendments to the Flood Re scheme

Seeking views on changes to the Flood Re scheme to improve its efficiency and effectiveness and to increase uptake of property flood resilience.

Last fetched 03 May 2026 · gov.uk
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We want to know what you think about our proposed amendments to the Flood Re scheme.

The joint government and industry Flood Re scheme was designed to help households at high flood risk access affordable insurance.

The proposed changes aim to:

  • improve the efficiency and effectiveness of the scheme
  • support Flood Re’s purpose to manage transition to a risk-reflective flood insurance market by 2039

They include technical changes to the scheme and changes which seek to encourage greater uptake of property flood resilience among households at high risk of flooding across the UK.

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