BrowseConsultations
CONSULT.Outcome publishedConsultation · gov.uk

ISA qualifying investments: consultation on including peer-to-peer loans

Seeking views on how to implement changes to Individual Savings Accounts (ISAs) to allow peer-to-peer loans to be held within them.

Last fetched 03 May 2026 · gov.uk
Detail

The government is interested in the best way to implement the inclusion of peer-to-peer loans within Individual Savings Accounts (ISAs). The consultation proposes that peer-to-peer loans comply with existing ISA rules unless there are compelling arguments to adapt the rules. In such cases alternative options and their relative merits are discussed.

The government would welcome views from any individual, business or representative body with an interest in peer-to-peer loans and ISAs.

The government will take all responses received during the consultation period into account before deciding how to implement including peer-to-peer loans into ISAs. Details of the next steps will be available in due course.

Documents